Monday, December 22, 2008

My Mortgage - A Little Personal Yesterday In History Sort of Thing

Today is the first day of the solar new year, the day on which daylight hours start to again get longer after yesterday having been the Winter Solstice with the shortest day and longest night of the year. It seems a fitting day for a new beginning and so it will be for me. Today I am sending in a change of billing form to my local town, and to my local village relative to my property taxes. My tax and insurance payments had previously come out of my escrow account; however, since my mortgage was recently payed off - exactly one year and one month early - it was time for me to make this change. It was a 15 year mortgage. We paid it off in one month under 14 years as the payment schedule stood.

Here is an event that is a funny coincidence, certainly not at all a planned event. As I sat here going through my papers, it became apparent to me that my wife and I took out our mortgage on December 21, 1994 - the Winter Solstice - or maybe the day before the Winter Solstice that year (info I have found varies on the date for that year between the 21st and 22nd). Whichever, it was darned close to the the shortest day/longest night of the year, a good time for things to end (such as being without our own home) and a good time to look forward to new beginnings. If it was the 22 back in 94 then what a coincidence that today, exactly 14 years later, our mortgage already has been paid off (done on the 1st), and I am making the change in the tax billing today. If it was the 21st back then, then it is still a pretty nifty coincidence that we got our mortgage at the end of the solar year, and we changed our taxes today on the commencement of a new solar year all by chance. Oh well, just thought it was an amusing thing to mention.

I had better remember to play the lottery today!

All the best,


Humble wife said...

Hip Hip hurray! What a neat thing to pay off your mortgage! Pretty neat coincidence too!

Humble wife said...
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Pen of Jen said...

Merry Christmas to you and yours!
Bill Jen and the gang!